Why Montreat College Stands Out

Montreat College provides a nurturing environment where students can thrive academically and spiritually. Our programs are designed to be flexible, allowing you to balance education with other commitments while gaining valuable skills for your future career.

With tuition beginning at just $445 per credit hour for undergraduate studies, Montreat makes higher education accessible without compromising on quality. Whether you're pursuing an associate or bachelor's degree, our institution supports your goals through affordable pricing and dedicated financial aid resources.

Our Christ-centered curriculum integrates faith with learning, fostering personal development alongside academic achievement. Small class sizes ensure individualized attention, empowering students to excel in their chosen fields.

Explore additional scholarship opportunities through trusted platforms listed below, helping you further reduce education costs. From federal aid to institutional grants, Montreat is committed to making your educational journey manageable and rewarding.

Apply for Financial Aid Apply for Financial Aid or schedule a virtual consultation to discuss your options

For immediate assistance, contact our Financial Services team via email at financialservices@[SITEURL] or call 828.669.8012 x3712. Visit our campus in Gaither Hall, Montreat, NC, to experience our welcoming community firsthand.

2026-27 Tuition Overview

Undergraduate Programs (Associate & Bachelor)

$445 per credit hour

Student Fees

• $250 per semester
• Graduation: $100

Graduate Programs

$630 per credit hour

Student Fees

• $250 per semester
• Graduation: $100

*Under the DOD MOU, military tuition rates are $445 per credit hour for Associate’s or Bachelor’s degrees and $630 for Master’s programs. For questions, contact financialservices@[SITEURL].

FAFSA Information

The Free Application for Federal Student Aid (FAFSA) is essential for accessing federal grants, work-study, and loans. Montreat College’s Federal ID is #002948. Complete the FAFSA to unlock funding opportunities tailored to your financial situation.

FAFSA Quick Facts: Most families qualify for some form of aid. Grants and subsidized loans are available for those with significant financial need. Your Student Aid Index (SFI) determines eligibility for various programs.

Apply for Financial Aid Apply for Financial Aid. Need guidance? Our team is ready to assist through every step of the application process.

Loan Options

Federal Student Loans offer low interest rates and flexible repayment plans. Required steps include completing the FAFSA, meeting eligibility criteria, and enrolling in an approved program. Entrance Counseling and signing a Master Promissory Note (MPN) are mandatory before disbursement.

Private Student Loans provide additional funding but require careful review of terms. Lenders assess creditworthiness or involve co-signers, so borrowers must understand repayment obligations before receiving funds.

Scholarship Opportunities

Montreat College supports students through several scholarships:

• North Carolina Need-Based Scholarship (NCNBS): Available to eligible NC residents who submit a FAFSA.
• Alumni Scholarship: $1,000 award for graduates maintaining a 3.0 GPA or higher.
• Explore additional options via trusted databases like www.tuitionfundingsources.com, www.cfnc.org, and www.finaid.org/scholarships/other.

Other resources include Fastweb, Peterson’s, and the College Board, offering diverse pathways to reduce educational expenses.

Grants and VA Benefits

Federal Pell Grants and FSEOG awards provide critical support for eligible students. These need-based aids complement tuition assistance, ensuring broader access to higher education. VA benefits, including chapters 30, 33, and 35, extend opportunities to veterans and military-affiliated learners. Contact our VA School Certifying Official at va@[SITEURL] or visit benefits.va.gov/gibill for details. Note: Institutional aid may adjust based on external VA resources.

Corporate Advantage Program

Employees of select North Carolina corporations enjoy a 10% tuition discount through partnerships with Montreat College. Check our partner list for participating organizations or reach out directly to learn more about this valuable benefit.

Policies and Next Steps

Our team guides you through every financial aid procedure, adhering to our Code of Conduct and NASFAA standards. Apply for aid concurrently with your admission to maximize eligibility. Early action increases chances of securing limited funds.

Step 1: Submit Your FAFSA

Within two weeks, you’ll receive a Student Aid Report (SAR) detailing your Expected Family Contribution (EFC). Montreat reviews your SAR promptly to craft a personalized aid package.

Step 2: Review Your Award Letter

After acceptance, your financial aid package arrives via email. Log into the portal using the provided link to accept or decline awards. Pro tip: Unused aid may be refunded post-enrollment.

Step 3: Maintain Eligibility

• Attendance: Documented absences may impact aid eligibility.
• Academic Progress: Satisfactory Academic Progress (SAP) standards apply each semester. Withdrawals before 60% course completion could trigger aid recalculation.
• Conduct: Violations involving illegal substances lead to ineligibility per our Drug Law Violation Policy.

Questions?

Our Financial Services team remains accessible via email, phone, or virtual appointments. Schedule a meeting financialservices@[SITEURL] or call 828.669.8012 x3712. Visit Gaither Hall to connect with staff in person.

Admissions Requirements

Prospective students must submit:

• Montreat College Application for Admission
• Official transcripts from all postsecondary institutions
• Minimum 2.0 cumulative GPA
• High school diploma or equivalent
• ACE verification for prior credits or military training

*Graduate applicants require additional prerequisites.*

Start Dates

Fall and Spring Semesters begin in August and January, respectively. Cohort enrollment depends on meeting minimum student numbers. Confirm specific dates on our admissions page.

Verification Forms

2026-26 and 2025-25 forms are available for download. Access documents such as V1 Standard, V4 Custom, and V5 Aggregate verifications through the provided links.

Cost of Attendance

Detailed breakdown for 2026-27 includes tuition ($36,998–$16,020), fees ($750–$2,826), books ($1,008), housing ($5,540), meals ($7,160), and miscellaneous expenses ($2,000). Loan fees and transportation costs are also noted. Refer to the table for full transparency.

Additional Resources

Access portals for financial aid, billing, and academic planning via the links provided. Explore scholarship databases and calculators to estimate net costs and plan effectively.

Contact Information

Meet our Financial Services team: Email financialservices@[SITEURL], call 800-545-4656, or schedule appointments online.

Photo credits: Montreat College’s Calvin mascot images by Kristin Carpenter, Rhett Sapough, Deborah Beck, and others. Learn more about our faculty via their profiles.